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Rabat district · Rabat-Salé-Kénitra

Debt recovery lawyer in Hassan

Debt recovery: the firm assists residents and companies of Hassan, from the first consultation to enforcement.

Book an appointmentabout fifteen minutes from the office

The firm helps companies and individuals recover the sums owed to them: unpaid invoices, private loans, bounced cheques or rent. We first seek an amicable recovery, then bring the appropriate court proceedings, such as an order for payment, up to the seizure of the debtor's assets.

  • Protective seizures and garnishment of bank accounts
  • Enforcement of judgments with the judicial officer
  • Recovery of rent and of debts between individuals
  • Analysis of the debt and the evidence: invoices, contracts, cheques, bills of exchange
  • Formal notice and negotiation of a payment plan

Competent courts

For a matter concerning a resident of Hassan, the following courts normally have jurisdiction:

  • Court of First Instance of Rabat (including its Family Justice Section)
  • Commercial Court of Rabat
  • Court of Appeal of Rabat

Matters we handle there

The older housing stock of the centre and the medina regularly raises issues of long-standing leases, co-ownership, joint ownership between heirs and unregistered property. The many shops generate cases on commercial leases, sale of a business, bounced cheques and debt recovery. Families also seek advice on divorce, maintenance and inheritance.

How a matter unfolds

  1. 1

    Checking the debt

    We check that the debt is certain, quantified and due, that the evidence is sufficient and that it is not time-barred.

  2. 2

    Amicable stage

    We send a formal notice on the firm's letterhead and, where possible, negotiate payment or a written payment plan.

  3. 3

    Court proceedings

    Depending on the case, we apply for an order for payment, bring a full claim or file a complaint for a bounced cheque, with a protective seizure if needed.

  4. 4

    Enforcement

    We follow enforcement with the judicial officer: seizure of accounts, assets or wages, until payment is actually made.

Formal notice to pay in Morocco: content, delivery, effects

Frequently asked questions

What is the order for payment procedure?

An order for payment allows you to ask the president of the court to order the debtor to pay a sum of money owed under a written document (acknowledgement of debt, accepted invoice, bill of exchange). It starts without an adversarial hearing, which makes it faster than ordinary proceedings. The debtor can still challenge the order within the legal time limits.

What can you do with a bounced cheque?

The payee first has the bank certify the lack of funds (certificate of refusal to pay or protest). The payee can then bring a civil claim for payment and file a complaint, as issuing a cheque without sufficient funds is an offence under the Commercial Code (Law No. 15-95). Getting paid remains the priority, and the strategy is decided case by case.

Let's talk about your situation.

The firm receives you Monday to Friday, by appointment.