The firm's office · Rabat-Salé-Kénitra
Debt recovery lawyer in Hay Riad
Debt recovery: the firm assists residents and companies of Hay Riad, from the first consultation to enforcement.
The firm helps companies and individuals recover the sums owed to them: unpaid invoices, private loans, bounced cheques or rent. We first seek an amicable recovery, then bring the appropriate court proceedings, such as an order for payment, up to the seizure of the debtor's assets.
- Formal notice and negotiation of a payment plan
- Order for payment procedure before the court of first instance or the commercial court
- Bounced cheques: civil claim for payment and criminal complaint
- Protective seizures and garnishment of bank accounts
- Enforcement of judgments with the judicial officer
Competent courts
For a matter concerning a resident of Hay Riad, the following courts normally have jurisdiction:
- Court of First Instance of Rabat (including its Family Justice Section)
- Commercial Court of Rabat
- Court of Appeal of Rabat
Matters we handle there
Both a residential and a business district in the south of Rabat, Hay Riad combines villas and family residences, company headquarters, offices along Mahaj Riad, and several ministries and public bodies. Families most often seek advice on divorce, maintenance, child custody or inheritance, as well as buying property, co-ownership and leases. Companies and professionals turn to the firm for their contracts, debt recovery, employment relations and corporate matters. The large number of civil servants and public bodies also gives rise to administrative law questions (careers, disciplinary sanctions, public procurement).
How a matter unfolds
- 1
Checking the debt
We check that the debt is certain, quantified and due, that the evidence is sufficient and that it is not time-barred.
- 2
Amicable stage
We send a formal notice on the firm's letterhead and, where possible, negotiate payment or a written payment plan.
- 3
Court proceedings
Depending on the case, we apply for an order for payment, bring a full claim or file a complaint for a bounced cheque, with a protective seizure if needed.
- 4
Enforcement
We follow enforcement with the judicial officer: seizure of accounts, assets or wages, until payment is actually made.
Frequently asked questions
What can you do with a bounced cheque?
The payee first has the bank certify the lack of funds (certificate of refusal to pay or protest). The payee can then bring a civil claim for payment and file a complaint, as issuing a cheque without sufficient funds is an offence under the Commercial Code (Law No. 15-95). Getting paid remains the priority, and the strategy is decided case by case.
When does a debt become time-barred?
The general limitation period in civil matters is fifteen years (Article 387 of the Code of Obligations and Contracts), but many debts have shorter periods. Obligations arising from trade, between traders or between traders and non-traders, are time-barred after five years unless a special provision applies (Article 5 of the Commercial Code), and bills of exchange and cheques have their own periods. It is therefore important to have the limitation period checked before any proceedings.
Other practice areas for residents of Hay Riad: Business and company law, Administrative law, Real estate and land law, Divorce and family law, Employment law, Criminal law, Estates and inheritance, Accidents and compensation and Moroccans abroad and international matters.
Debt recovery, elsewhere in and around Rabat: Rabat, Agdal, Souissi, Hassan, L'Océan, Yacoub El Mansour, Youssoufia, Takaddoum, Hay Nahda, Salé, Témara, Harhoura, Skhirat, Aïn Aouda and Kénitra.
Let's talk about your situation.
The firm receives you Monday to Friday, by appointment.