Town served · Rabat-Salé-Kénitra
Debt recovery lawyer in Rabat
Debt recovery: the firm assists residents and companies of Rabat, from the first consultation to enforcement.
The firm helps companies and individuals recover the sums owed to them: unpaid invoices, private loans, bounced cheques or rent. We first seek an amicable recovery, then bring the appropriate court proceedings, such as an order for payment, up to the seizure of the debtor's assets.
- Analysis of the debt and the evidence: invoices, contracts, cheques, bills of exchange
- Formal notice and negotiation of a payment plan
- Order for payment procedure before the court of first instance or the commercial court
- Bounced cheques: civil claim for payment and criminal complaint
- Protective seizures and garnishment of bank accounts
Competent courts
For a matter concerning a resident of Rabat, the following courts normally have jurisdiction:
- Court of First Instance of Rabat (including its Family Justice Section)
- Commercial Court of Rabat
- Court of Appeal of Rabat
Matters we handle there
A city of civil servants, professionals, traders and families, Rabat produces a wide range of cases: divorce, maintenance and child custody, tenancy disputes, property transactions and inheritance. Its business community and liberal professions raise questions of contracts, debt recovery and company law. With central government based here, claims before the Administrative Court are also common, particularly on civil service careers and expropriation.
How a matter unfolds
- 1
Checking the debt
We check that the debt is certain, quantified and due, that the evidence is sufficient and that it is not time-barred.
- 2
Amicable stage
We send a formal notice on the firm's letterhead and, where possible, negotiate payment or a written payment plan.
- 3
Court proceedings
Depending on the case, we apply for an order for payment, bring a full claim or file a complaint for a bounced cheque, with a protective seizure if needed.
- 4
Enforcement
We follow enforcement with the judicial officer: seizure of accounts, assets or wages, until payment is actually made.
Frequently asked questions
What is the order for payment procedure?
An order for payment allows you to ask the president of the court to order the debtor to pay a sum of money owed under a written document (acknowledgement of debt, accepted invoice, bill of exchange). It starts without an adversarial hearing, which makes it faster than ordinary proceedings. The debtor can still challenge the order within the legal time limits.
What can you do with a bounced cheque?
The payee first has the bank certify the lack of funds (certificate of refusal to pay or protest). The payee can then bring a civil claim for payment and file a complaint, as issuing a cheque without sufficient funds is an offence under the Commercial Code (Law No. 15-95). Getting paid remains the priority, and the strategy is decided case by case.
Other practice areas for residents of Rabat: Business and company law, Administrative law, Real estate and land law, Divorce and family law, Employment law, Criminal law, Estates and inheritance, Accidents and compensation and Moroccans abroad and international matters.
Debt recovery, elsewhere in and around Rabat: Hay Riad, Agdal, Souissi, Hassan, L'Océan, Yacoub El Mansour, Youssoufia, Takaddoum, Hay Nahda, Salé, Témara, Harhoura, Skhirat, Aïn Aouda and Kénitra.
Let's talk about your situation.
The firm receives you Monday to Friday, by appointment.