Town served · Rabat-Salé-Kénitra
Debt recovery lawyer in Salé
Debt recovery: the firm assists residents and companies of Salé, from the first consultation to enforcement.
The firm helps companies and individuals recover the sums owed to them: unpaid invoices, private loans, bounced cheques or rent. We first seek an amicable recovery, then bring the appropriate court proceedings, such as an order for payment, up to the seizure of the debtor's assets.
- Bounced cheques: civil claim for payment and criminal complaint
- Protective seizures and garnishment of bank accounts
- Enforcement of judgments with the judicial officer
- Recovery of rent and of debts between individuals
- Analysis of the debt and the evidence: invoices, contracts, cheques, bills of exchange
Competent courts
For a matter concerning a resident of Salé, the following courts normally have jurisdiction:
- Court of First Instance of Salé (including its Family Justice Section)
- Commercial Court of Rabat
- Court of Appeal of Rabat
Matters we handle there
Many Salé residents work in Rabat, which leads to employment law cases and commuting or road traffic accidents. The large housing estates and the medina give rise to disputes over co-ownership, leases, joint ownership and inheritance. Family matters (divorce, maintenance, custody) are heard by the Family Justice Section of the Salé court, while commercial and administrative disputes go before the specialised courts in Rabat.
How a matter unfolds
- 1
Checking the debt
We check that the debt is certain, quantified and due, that the evidence is sufficient and that it is not time-barred.
- 2
Amicable stage
We send a formal notice on the firm's letterhead and, where possible, negotiate payment or a written payment plan.
- 3
Court proceedings
Depending on the case, we apply for an order for payment, bring a full claim or file a complaint for a bounced cheque, with a protective seizure if needed.
- 4
Enforcement
We follow enforcement with the judicial officer: seizure of accounts, assets or wages, until payment is actually made.
Frequently asked questions
When does a debt become time-barred?
The general limitation period in civil matters is fifteen years (Article 387 of the Code of Obligations and Contracts), but many debts have shorter periods. Obligations arising from trade, between traders or between traders and non-traders, are time-barred after five years unless a special provision applies (Article 5 of the Commercial Code), and bills of exchange and cheques have their own periods. It is therefore important to have the limitation period checked before any proceedings.
Can the firm act against a debtor located in another Moroccan city?
Yes. A lawyer registered with the Rabat Bar can act before the courts of other cities in the Kingdom, in accordance with the rules of the profession. The competent court generally depends on the debtor's domicile or on the contract clause, and enforcement is carried out by the judicial officer of the place concerned.
Other practice areas for residents of Salé: Business and company law, Administrative law, Real estate and land law, Divorce and family law, Employment law, Criminal law, Estates and inheritance, Accidents and compensation and Moroccans abroad and international matters.
Debt recovery, elsewhere in and around Rabat: Rabat, Hay Riad, Agdal, Souissi, Hassan, L'Océan, Yacoub El Mansour, Youssoufia, Takaddoum, Hay Nahda, Témara, Harhoura, Skhirat, Aïn Aouda and Kénitra.
Let's talk about your situation.
The firm receives you Monday to Friday, by appointment.